Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Asian American Pacific Islander Heritage Month: Understanding the History and Honoring the Present
Posted: May 1, 2025
May brings a deep sense of pride and reflection as it marks Asian American Pacific Islander (AAPI) Heritage Month. For a diverse community rich in history, culture, and resilience, this month serves as a time for celebration and a call to acknowledge stories that have shaped the fabric of America. The AAPI community is a vast mosaic of individuals whose roots trace back to countries...
How to Measure & Use Employee Satisfaction Metrics
Posted: April 28, 2025
Employee satisfaction is a key indicator of how well an organization performs in terms of its work environment, leadership, and support. By measuring satisfaction regularly, businesses can identify areas for improvement, reduce turnover, and foster a more engaged workforce. By using a few key insights that are standard in the HR world, you can make positive changes within your company, with the end goal being...
Understanding Health Insurance Networks
Posted: April 25, 2025
Navigating health insurance networks can be tricky but understanding the terms “in-network” and “out-of-network” is key to managing your healthcare costs. Reviewing what these terms mean and how they impact your healthcare costs can be helpful. What Does “In-Network” Mean? A healthcare provider is “in-network” when they have a contractual agreement with your insurance plan to provide services at a discounted rate. These providers agree...
Options to Consider When Your Term Life Insurance Expires
Posted: April 22, 2025
Life insurance provides invaluable protection for your loved ones, but what happens when your term life insurance policy reaches the end of its coverage period? If you’re approaching expiration, you still have options to maintain financial security for your family. Understanding these choices can help you make the best decision for your circumstances. Renew Your Existing Term Policy Many insurance providers allow policyholders to renew...
Who Is Eligible for Medicare and Medicaid?
Posted: April 21, 2025
Understanding how to qualify for Medicare and Medicaid is vital, especially as you approach retirement age. These two programs provide essential healthcare coverage but differ in their eligibility requirements and benefits. Here’s a comprehensive look at who qualifies for Medicare and Medicaid and how the two programs can work together. What Are Medicare and Medicaid? Although they sound similar, Medicare and Medicaid serve different purposes. ...